Payment Screening
Ensure Compliance & Mitigate Risks with Real-Time Payment Screening
Screen messages and transactions against global sanctions in milliseconds. Comply with regulations without slowing money movement, disrupting flows, or requiring manual reviews—purpose-built for high-speed payment processors and financial infrastructure providers.
01.
Comprehensive Screening
Analyze payment data against global sanctions lists, watchlists, and internal blacklists to identify potential risks.
02.
Real-Time Monitoring
Leverage advanced algorithms to monitor transactions instantaneously, reducing the window for fraudulent activities.
03.
Customizable Rules Engine
Tailor screening parameters to align with your organization's risk appetite and regulatory requirements.
04.
Seamless Integration
Integrate effortlessly with existing systems through robust APIs, ensuring minimal disruption to operations.
Why Choose IDYC360?
Screen payments in real time with precision, speed, and full regulatory alignment. Our solution reduces friction, flags high-risk transactions instantly, and adapts to evolving sanctions and watchlist requirements, helping you stay compliant without disrupting customer experience or operational flow.
AI-Enhanced Screening Precision
Our platform leverages machine learning and natural language processing to match transactions against sanctions lists, PEPs, watchlists, and adverse media—drastically reducing false positives while ensuring complete coverage, accurate detection, and faster decisions across high-risk, high-volume compliance workflows.
Global Risk Intelligence Integration
IDYC360 leverages real-time data from global regulators, law enforcement agencies, and proprietary threat databases to deliver continuously updated screening insights—ensuring your compliance decisions are always based on the most current, accurate, and risk-relevant information available.
Seamless Compliance Across Jurisdictions
Whether screening payments in the US, UK, EU, or across jurisdictions, IDYC360 aligns with local compliance mandates, supporting OFAC, HM Treasury, EU Sanctions, and UN Security Council Resolutions for seamless, region-specific, and globally consistent sanctions compliance at scale.
Real-Time Alerts & Transaction Holds
Screen transactions instantly using customizable workflows that align with your risk appetite. Payments can be paused, flagged, or routed for review in real time, ensuring smarter decisions, reduced risk exposure, and seamless compliance without disrupting operational speed or customer experience.
Customizable Risk Scoring
Assign dynamic risk scores using sender, receiver, location, transaction type, and keyword triggers. Configure everything through a simple, rule-based interface, giving you full control, real-time insights, and scalable risk intelligence without the complexity of traditional compliance tools.
Scalable & Cost-Effective Architecture
Whether handling hundreds or millions of daily transactions, IDYC360 scales seamlessly with your operations. Maintain peak performance and compliance without inflating costs—so you grow confidently, stay efficient, and adapt to increasing demands without compromising control or flexibility.
Easy Integrations & Rapid Deployment
IDYC360 is built for seamless interoperability, integrating effortlessly with core banking platforms, payment gateways, and ERP systems through secure APIs. Accelerated onboarding ensures rapid deployment, helping your business go live faster, without delays, complexity, or compromise on compliance integrity.
Compliance-Driven Outcomes
Regulatory Compliance
Stay aligned with international standards set by bodies like FATF, IMF, and the U.S. Treasury Department.
Risk Mitigation
Proactively identify and address suspicious activities, protecting your institution from potential threats.
Operational Efficiency
Automate screening processes to reduce manual workload and enhance decision-making speed.
Enhanced Reputation
Demonstrate a commitment to compliance and security, fostering trust among clients and stakeholders.
Frequenlty asked questions
- How does IDYC360 screen payments in real-time?
Our platform screens transactions the moment they are initiated, before funds are settled. It evaluates sender and receiver data, transaction context, and cross-references them against global sanctions, embargos, and PEP lists using advanced AI algorithms.
- Which lists and data sources are supported?
IDYC360 supports global sanctions and regulatory lists, including OFAC (U.S.), HMT (U.K.), EU Consolidated List, UN Sanctions, FINMA, DFAT, etc. We also incorporate global PEP databases and premium adverse media feeds. All updated in real-time.
- Can the platform reduce false positives?
Yes. Our AI-enhanced name-matching and fuzzy logic significantly reduce false positives by understanding linguistic nuances, misspellings, and context. This improves operational efficiency and reduces alert fatigue for compliance teams.
- Can we customize the screening parameters?
Ans:Yes. IDYC360 offers granular configuration capabilities. Clients can define risk thresholds, filter out low-risk hits, create custom stoplists, and design workflows tailored to their business needs and risk appetite.
- What happens when a transaction hits a match?
The system can automatically pause the transaction, escalate it for review, or generate an alert depending on your predefined workflow settings. Each match is accompanied by context, confidence score, and audit logs for rapid decision-making.
- Is integration with existing payment systems easy?
Yes. IDYC360 is designed to integrate seamlessly with banking cores, payment gateways, and ERP platforms using RESTful APIs and file-based processing. We offer sandbox environments and technical support to ensure a smooth deployment.
Get Started Today
For more information on how IDYC360's Payment Screening can fortify your compliance framework, please contact our team or request a demo.