Payment Screening for High-Risk Environments

Real-Time Fraud Detection Without Transaction Blind Spots

IDYC360 Payment Screening delivers real-time fraud detection at transaction velocity, using an advanced EDM pipeline and proprietary FPSM algorithm to identify fraud patterns as they emerge, ensuring speed, continuity, and governance for high-volume financial institutions.

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Built for High-Velocity, Always-On Payment Ecosystems

Modern payment infrastructures operate under extreme conditions

01.

Transaction Continuity

Every transaction is screened in real time with zero sampling, batching, or monitoring gaps.

02.

FPSM Coverage

Proprietary FPSM algorithm detects fraud patterns between events, eliminating micro-latency exploitation.

03.

EDM Intelligence

Event-driven ML-EDM pipeline adapts continuously as fraud behaviour evolves, without retraining downtime.

04.

Audit-Ready Decisions

Every risk outcome is explainable, traceable, and reconstructable for regulators and internal governance.

Why Financial Institutions Choose IDYC360?

Real-time fraud detection built for transaction velocity, combining continuous EDM intelligence and FPSM precision to eliminate blind spots, ensure audit-ready decisions, and operate confidently at a national scale.

Real-Time Detection

Screens every transaction at execution speed, identifying fraud patterns before losses materialize.

EDM Pipeline

Event-driven machine learning adapts continuously to behavioural shifts without retraining downtime or blind windows.

FPSM Algorithm

Detects fraud patterns between transactions, eliminating micro-latency gaps exploited by criminal networks.

Zero Sampling

Maintains complete transaction continuity with no batching, dropping, or deferred analysis.

Deterministic Speed

Delivers sub-100ms risk outcomes consistently, even under peak national-scale transaction loads.

Explainable Intelligence

Provides traceable, auditable decisions suitable for compliance, investigations, and regulatory review.

Privacy-by-Design

Deployed entirely within institutional infrastructure, ensuring full control over data and security.

Institutional Scale

Proven to operate at billions of transactions per day without performance degradation.

Outcomes That Deliver Real-Time Control

Proactive fraud detection, continuous transaction coverage, and audit-ready intelligence, without compromising speed or scale.

Early Fraud Detection

Identifies fraud patterns in real time, preventing losses before transactions fully materialize.

Continuous Monitoring

Maintains uninterrupted transaction screening without batching, sampling, or analytical blind spots.

Blind Spot Elimination

FPSM ensures no exploitable gaps exist between sequential payment events.

Reduced False Positives

Behaviour-driven intelligence improves precision, minimizing unnecessary alerts and investigation workload.

Frequently asked questions

How does IDYC360 screen payments in real-time?

Our platform screens transactions the moment they are initiated, before funds are settled. It evaluates sender and receiver data, transaction context, and cross-references them against global sanctions, embargos, and PEP lists using advanced AI algorithms.
Which lists and data sources are supported?

IDYC360 supports global sanctions and regulatory lists, including OFAC (U.S.), HMT (U.K.), EU Consolidated List, UN Sanctions, FINMA, DFAT, etc. We also incorporate global PEP databases and premium adverse media feeds. All updated in real-time.
Can the platform reduce false positives?

Yes. Our AI-enhanced name-matching and fuzzy logic significantly reduce false positives by understanding linguistic nuances, misspellings, and context. This improves operational efficiency and reduces alert fatigue for compliance teams.
Can we customize the screening parameters?

Ans:Yes. IDYC360 offers granular configuration capabilities. Clients can define risk thresholds, filter out low-risk hits, create custom stoplists, and design workflows tailored to their business needs and risk appetite.
What happens when a transaction hits a match?

The system can automatically pause the transaction, escalate it for review, or generate an alert depending on your predefined workflow settings. Each match is accompanied by context, confidence score, and audit logs for rapid decision-making.
Is integration with existing payment systems easy?

Yes. IDYC360 is designed to integrate seamlessly with banking cores, payment gateways, and ERP platforms using RESTful APIs and file-based processing. We offer sandbox environments and technical support to ensure a smooth deployment.

Designed for Institutions That Cannot Afford Gaps

In high-velocity payment ecosystems, intelligence, speed, and continuity define resilience. IDYC360 Payment Screening delivers all three together, in real time.