Real-Time Predictive Risk Intelligence for Detecting Fraud Earlier National-Scale Operations Full Regulatory Confidence Eliminating Transaction Blind Spots Early Mule Detection Explainable Real-Time Decisions

AI-powered fraud, AML, and geo-behaviour intelligence that monitors every transaction, predicts risk outcomes in real time, and eliminates blind spots, without disrupting your existing systems.

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Solutions

Elevate Risk Management at Scale

Discover end-to-end solutions for Fraud Detection, monitoring, screening, and global compliance enforcement.

Payment Screening

Instant payment screening evaluates every transaction in high-volume environments, applying real-time risk checks to prevent fraud, block suspicious flows, and maintain seamless payment performance.

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Payment Screening

Transaction Monitoring

Real-time transaction monitoring identifies abnormal behaviour, velocity spikes, and pattern deviations across accounts and networks, enabling early intervention, reduced losses, and stronger AML controls.

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Transaction Monitoring
Entity Screening

Entity Screening

Advanced entity screening analyses ownership structures, beneficial owners, affiliations, and exposure indicators to identify hidden risk, complex relationships, and high-risk corporate behaviour across jurisdictions.

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Customer Screening

Customer Screening

Risk-based onboarding combines identity verification, sanctions checks, behavioural signals, and adaptive risk scoring to detect suspicious customers early while supporting regulatory compliance and operational efficiency.

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Fraud Detection

Fraud Detection

Advanced fraud detection combines geo-behaviour analytics, network intelligence, and predictive models to uncover mule networks, coordinated schemes, and emerging threats before financial impact occurs.

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Platform features

Key Differentiators

Intelligence Built for Speed, Scale, and Regulatory Confidence

Predictive, Not Reactive

Predictive, Not Reactive

Multi-layer machine learning continuously evaluates behavioural, transactional, and network signals to predict fraud and AML risk outcomes before losses, escalation, or regulatory breaches occur.

Sub-100ms Decision Velocity

Sub-100ms Decision Velocity

Deterministic, real-time risk decisions delivered in under 100 milliseconds, even under peak transaction loads, without sampling, deferred queues, or compromises to monitoring completeness.

Continuous Coverage (FPSM)

Continuous Coverage (FPSM)

Fraud Pattern Speed Matching ensures uninterrupted transaction monitoring, eliminating millisecond blind spots, batch windows, or temporal gaps that criminals exploit between sequential financial events.

Geo-Behaviour Intelligence

Geo-Behaviour Intelligence

Advanced geo-behaviour analytics detect abnormal regional activity, emerging fraud hotspots, mule corridors, and cross-state money movement patterns invisible to traditional rule-based systems.

Network & Path Analytics

Network & Path Analytics

Multi-hop relationship and path analysis identify funnels, layering, mule networks, and coordinated fraud structures through real-time mapping of payer, beneficiary, and entity interactions.

Explainable & Audit-Ready

Explainable & Audit-Ready

Every risk decision is fully traceable, explainable, and reconstructable, supporting investigations, internal audits, regulatory examinations, and defensible STR filing with a complete evidentiary context.

National-Scale Performance

National-Scale Performance

Architected to operate at national transaction volumes, supporting billions of events daily with horizontally scalable infrastructure, deterministic latency, and uninterrupted monitoring across peak load conditions.

Seamless System Integration

Seamless System Integration

Operates alongside existing fraud, AML, and core banking systems, enhancing intelligence without replacing infrastructure, disrupting workflows, or introducing latency, downtime, or operational complexity.

Regulator-Aligned by Design

Regulator-Aligned by Design

Built natively around RBI, FIU, FATF, and privacy frameworks, ensuring risk detection, monitoring, and evidence generation align with supervisory expectations and evolving regulatory scrutiny.

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Designed for Diverse Financial Ecosystems

Built for Regulated, High-Scale Environments

Banking & Financial Institutions Banking & Financial Institutions

Enable real-time fraud detection, AML monitoring, and geo-behaviour intelligence across high-volume transactions. IDYC360 enhances existing systems with predictive risk outcomes, mule network detection, and audit-ready insights aligned with RBI, FIU, and FATF expectations.

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Cryptocurrency & Virtual Asset Platforms Cryptocurrency & Virtual Asset Platforms

Identify illicit activity, layering, and mule behaviour across digital asset transactions. IDYC360 delivers behaviour-based monitoring, network intelligence, and real-time risk scoring to support AML obligations, regulatory scrutiny, and evolving virtual asset compliance requirements.

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Marketplaces & Fintech Platforms Marketplaces & Fintech Platforms

Protect complex, multi-party ecosystems from fraud, abuse, and mule activity. IDYC360 enables continuous monitoring, entity-pair analysis, and geo-risk intelligence across users, sellers, and payment flows, without disrupting platform scale or user experience.

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icon Forex & Online Trading

Detect suspicious trading behaviour, rapid fund movements, and cross-border risk patterns. The platform provides continuous transaction intelligence, behavioural deviation analysis, and explainable alerts to support fraud prevention, market abuse detection, and regulatory governance.

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Payments & PSPs Payments & PSPs

Monitor every payment in real time with sub-100ms risk decisions. Detect abnormal velocity, geo anomalies, and emerging fraud patterns without transaction sampling, ensuring uninterrupted operations, reduced false positives, and continuous compliance across high-throughput payment ecosystems.

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Remittance Providers Remittance Providers

Gain visibility into cross-region money flows, abnormal corridors, and mule funnels. Real-time geo-behaviour analytics and network path detection help identify suspicious remittance patterns early while supporting AML compliance and operational efficiency.

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Asset & Wealth Management Asset & Wealth Management

Enhance client monitoring and transaction oversight with predictive risk intelligence. The platform supports ongoing AML surveillance, behavioural anomaly detection, and explainable audit trails to meet regulatory expectations without impacting investment operations.

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Lending Institutions Lending Institutions

Strengthen fraud prevention and AML controls across disbursements and repayments. IDYC360 monitors behavioural deviations, velocity risks, and suspicious fund movements, enabling early detection of synthetic identities, mule usage, and coordinated fraud schemes.

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icon Insurance Companies

Detect fraud, abnormal claim behaviour, and suspicious payout patterns using real-time behavioural and transaction intelligence. IDYC360 provides continuous monitoring and network insights to reduce losses while maintaining compliance across policy and claims lifecycles.

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icon Corporates

Monitor high-value payments, internal transactions, and third-party risk exposure in real time. IDYC360 delivers geo-behaviour analytics, anomaly detection, and audit-ready visibility to strengthen financial controls and regulatory compliance at scale.

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Latest from our insights

Built to See Risk Before It Materializes

Where Speed, Intelligence, and Compliance Converge

One Intelligence Layer. Total Transaction Visibility.

IDYC360 operates as a real-time intelligence layer alongside your existing monitoring, screening, and compliance systems — enhancing decision quality without replacing core infrastructure.

  • Observes every transaction without sampling
  • Computes predictive risk outcomes in sub-100ms
  • Preserves full transaction continuity
  • Strengthens fraud, AML, and compliance controls in parallel

Security-First Deployment with Full Data Control

Privacy-first deployment ensuring full institutional control, data ownership, and regulatory confidence at scale.

IDYC360 is deployed entirely within your environment, ensuring complete control over data, infrastructure, and security.

  • On-premise or private cloud deployment
  • No data custody or external data retention
  • Pseudonymized identifiers and behaviour-only analytics
  • Role-based access control with complete audit logging
  • Deterministic sub-100ms risk evaluation without gaps
  • Full decision traceability for audits and investigations

Compliance-Driven Intelligence Architecture

Designed for Global AML & Cyber Frameworks

  • RBI Digital Payment Security Controls
  • RBI Cyber Security Framework
  • FIU-IND Suspicious Transaction Guidelines
  • FATF Risk-Based Approach
  • GDPR & PDPB privacy principles
  • DPDP-aligned data minimization controls

Supporting real-time anomaly detection, behavioural checks, mule and funnel identification, and complete audit transparency.

Real-World Applications for Financial Crime Prevention

From Transactions to Actionable Intelligence

  • Real-time fraud prevention
  • Faster, more precise investigations
  • Early detection of mule and fraud networks
  • Geo-risk visibility from national to pincode level
  • STR-ready analytics and network evidence
  • Reduced false positives through behaviour-based scoring

Used by Banks, Regulators, and Cybercrime Units for proactive risk containment.

API library

Intelligence, Speed & Continuity, Together

Strengthen fraud detection, elevate AML effectiveness, and operate with confidence at scale.

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