Verify Borrowers Instantly

Screen loan applicants for financial crime exposure

Screen borrowers, partners, and guarantors in real time. Detect risk across sanctions lists, fraud networks, and adverse media sources. Maintain regulatory compliance while accelerating loan approvals, protecting your business, and keeping fraudsters out—without adding friction to your lending workflows or customer experience.

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Compliance Built for Asset & Wealth Management

Asset and wealth management firms must uphold the highest standards of risk governance, often while managing sensitive, high-value client relationships across jurisdictions.

IDYC360 provides a purpose-built compliance infrastructure that empowers you to conduct deeper due diligence, screen complex ownership structures, and monitor ongoing client risk—all without disrupting client experience or portfolio performance.

KYC/KYB Screening & Identity Verification

Verify the legitimacy of borrowers—individuals or entities—during onboarding with instant checks against global sanctions, politically exposed persons (PEPs), relatives and close associates (RCAs), and adverse media databases.

Pre-Loan Risk Assessment & AML Checks

Go beyond credit scores. IDYC360 evaluates borrower profiles using real-time risk signals, including geographic exposure, entity structure, behavioral anomalies, and past compliance flags.

Ongoing Monitoring Across Loan Lifecycle

Stay alert to post-disbursement risk. Monitor borrower account activity, repayment schedules, and behavioral shifts in real time.

Global Sanctions & Watchlist Screening

Ensure continuous alignment with international compliance frameworks. IDYC360 screens customers, guarantors, co-applicants, and associated entities against over 1,500 global watchlists, including OFAC, HMT, EU, UN, and regional regulators, ensuring you meet jurisdictional requirements across consumer and commercial lending.

Configurable Workflows for Product-Specific Compliance

Different loan products carry different compliance risks. IDYC360 allows you to configure workflows for personal loans, mortgages, SME lines of credit, real estate lending, and BNPL, ensuring screening logic, alerts, and escalation paths match your lending models.

Seamless Integration into Lending Tech Stacks

Easily embed IDYC360 into your loan origination system (LOS), CRM, KYC/IDV providers, or decisioning engine using secure, flexible APIs—enabling real-time risk checks, automated workflows, and seamless compliance integration without disrupting your existing infrastructure.

Why Leading Lenders Choose IDYC360

Instant identity screening and global risk verification during onboarding

Predictive risk scoring that enhances underwriting decisions with real-time insights.

Continuous tracking of borrower behavior to identify emerging risks

Modular compliance workflows customized for various lending products and jurisdictions

Streamlined investigations and exportable records to assist with audits and reporting

Automate credit risk checks and identity screening within your existing loan workflow.

Experience the IDYC360 Advantage

Streamline compliance, accelerate loan decisions, and reduce fraud—all without disrupting your existing workflows. IDYC360 gives lenders the tools to move fast, stay compliant, and scale securely in an increasingly complex regulatory environment.

Instantly screen borrowers, partners, guarantors, and vendors in real time

Automate sanctions, fraud, and adverse media checks at scale

Monitor risk continuously across the entire loan lifecycle

Integrate easily with LOS, CRM, and credit decisioning systems

Reduce manual reviews with smart alert prioritization and audit-ready logs

Adapt quickly to regulatory changes across jurisdictions and product lines

Frequently

Asked

Questions

Which types of lenders does IDYC360 support?
We support consumer lenders, SME lenders, BNPL providers, mortgage originators, microfinance institutions, and credit platforms globally.
Can IDYC360 monitor borrowers after loan disbursement?
Yes. We continuously monitor borrower behavior, repayment patterns, and account activity to flag risks in real time.
Is the system suitable for both secured and unsecured lending?
Absolutely. You can configure risk rules and workflows based on loan type, collateral, and borrower segment.
What regulatory frameworks does it support?
We support compliance with FATF, FinCEN, FCA, AMLD6, and local lending laws across the US, UK, EU, and other regions.
Can this integrate with our existing lending systems?
Yes. IDYC360 is API-first and integrates easily with loan origination systems, CRMs, KYC vendors, and underwriting engines.

Ready to Lend Smarter—Without Slowing Down?

Detect risk early, accelerate decisions, and stay compliant at scale with IDYC360. Our platform integrates seamlessly into your lending stack—no disruption, just faster, safer approvals.